Interest-free & Low-cost Finance
Interest-free & low-cost loans to finance your dental treatment
Are you one of the thousands of patients considering cosmetic, aesthetic, orthodontic or dental implant work? If so, you might be interested in the new services from Goldsworth Road Dental Centre - interest-free or low-cost finance to fund your dental treatment.
An innovative and potentially much more affordable alternative to traditional options, our range of facilities enable you to get treatment you want - the right treatment - and pay for it over a period that suits you. With little or no interest charged whatsoever!
Sounds interesting, doesn’t it?
Here’s how it works...
Interest-free & low-cost loans: Your questions answered
We’ve tried to answer all your questions here. If there’s anything else you’d like to know, please ask your dentist or a member of the practice staff.
Who can benefit?
Just about anyone over the age of 18. You don’t have to belong to a private dental plan.
What can I use it for?
You can use the loan to pay for most dental work, but it’s particularly suited to more costly private treatments, such as dental implants, orthodontics, aesthetic or cosmetic work. If you are not sure whether it’s right for your treatment, please ask your dentist.
How much can I borrow?
Typically between £250 and £25,000 depending on the facility used. This will be subject to an ‘on-the-spot’ credit check. Most patients’ applications are approved there and then, so you can go ahead and schedule treatment immediately.
How do I repay the loan?
Much like any other loan, you repay it in affordable monthly payments over an agreed time. These payments are collected by Direct Debit.
How much will I pay?
With our interest-free facility you pay the cost of your treatment - no more and no less. Interest-free means just that!
In terms of the lost-cost facilities, we provide you with a quotation that shows the monthly payment and the total interest payable over the term of the loan. There are no hidden costs and no deposit is required!
What are the repayment terms?
We will be able to go through the various terms with you and agree the most suitable repayment period.
How do I apply?
Once you’ve agreed on a course of treatment - and a cost - with your dentist, we’ll make the credit application on your behalf. As soon as the credit check is complete and loan processed, you will receive written confirmation from our credit provider.
Simple as that!
Who is the credit provider?
We’re working with one of the most respected credit providers in the business.
Ask your dentist for details.
Does my application cover my family as well?
No - each eligible member of your family will have to make their own credit application.
How often can I use the facility?
You can apply for an interest-free or low-cost loan for each treatment, subject to the usual credit check.
The benefits: at a glance
For anyone considering using these loan facilities to fund their private dental treatment, the benefits are clear:
- You get the treatment you want
- You get to spread the cost of that treatment over a period that suits you
- Because they are interest-free or low-cost, our loans can be a much more affordable alternative to credit cards or bank loans
- Its easy to apply and simple to repay by Direct Debi
To discuss the benefits in more detail, speak to your dentist or one of our staff.